Written by Jeremy Matheson
Sales Manager –Zehr Insurance Brokers
You might get advertisements in the mail, see commercials on your social media feed or television, posters in the lunchroom or be told about it at the office or clubhouse.
‘Work here and save money!’
‘Exclusive discounts on your house and car insurance.’
‘Member benefits include insurance savings!’
‘Benefit from the power of your group.’
‘Bundle and save!’
So, what is this all about? Group insurance!
No, not that group insurance. Group insurance that saves money on your house and car insurance.
Group Home & Auto Insurance.
Group Home & Auto insurance is quickly becoming an essential part of a group or membership benefits program. Insurance companies use group buying power to get exclusive discounts on personal home and automobile insurance for you and your employees or members.
As a broker who deals with multiple group insurance providers, we can set up a group for fit your organization, workplace or association.
Who can get group insurance?
In Ontario, access to a group program is legislated through the Insurance Act. Group home and auto insurance is typically available to members of organizations or companies that fall under these categories:
- Employees working for the same employer
- Members of a skilled labour union
- Professional, occupational, or alumni associations
- Non-profit organizations
How does my organization or business benefit from a Group Home & Auto Insurance Program?
- Attracting and retaining talent is harder than ever. A Group programs offers a unique way for you to bring board and keep your key employees or members.
- A ready-to-go elective group insurance benefit program. Employees do not need to sign up or obtain estimates from us.
- All start-up, on-going and promotional costs are handled by Zehr Insurance. Generally, we run quoting contests and giveaways where are qualifying group members who call for a quote could win gas cards, cash prizes, or other items.
- No additional work required by you, a stress-free implementation. Other than an annual discussion with us to set up a marketing plan, the work by you is minimal.
- Progress reports (if requested) to review the success of the program.
How do my employees benefit from a Group Home & Auto Insurance Program?
- Exclusive home and auto insurance discounts through a local broker who is involved in the communities that your employees live in, not through a national call centre.
- Home and auto rates and discounts that are not available to the general public, only to your employees or members, savings your team members their after-tax dollars.
- If you are a client of Zehr Insurance now, you can move your policy onto the group to save additional premium right away!
- Access to our ZehrGO Client Portal and App for your access to your insurance information, including digital liability (pink) cards, payment schedules, claims submissions.
- Offering many insurance products including farm, commercial and life.
- Local 4207 of CAW
- Pillers Fine Foods
- Knollcrest Lodge
- Stratford Festival
- Ritz Lutheran Villa
- Milverton Business Association
- Liberty Linehaul Inc.
- Durham Furniture Inc.
- Mitchell Business Improvement Area
- Corporation of the Township of Wellesley
- Fire Fighters Association of Ontario
- Stratford & District Chamber of Commerce
- INOAC Interior Systems
- Aisin Canada
- Clinton and Central Huron Business Improvement Area
- Huron County Chamber of Commerce
- Huron Perth Association of Realtors
More recently, Affinity Groups can now access additional discounting on their personal home and automobile coverage. An Affinity group is a more loosely aligned association that previously did not qualify for a group program. Zehr Insurance now carries Affinity Group insurance for the following:
- Zehr Vintage CARS policyholders
- That’s right! You are already saving by having your vintage car insured with us, why not reach out to us for a quote on our new Affinity Group program exclusive to our collector car clients.
- Employees of a Zehr Insurance commercial client
- If you work for any business that is insured through Zehr Insurance with one of our partners, you can access additional discounts on your house and car insurance coverage.
If you are employed at or are a member of any of the above organizations, you, your spouse and any dependents can save on your personal insurance coverage.
So….why deal with Zehr Insurance as your Group Home & Auto Insurance provider?
I am not a member or employee of any of those groups. Can I still save with Zehr Insurance?
Yes! Of course, you can!
There are a couple of options…..
- Are you a member of an organization of more than 100 members?
Reach out and let’s set up a new group!
- Does your place of employment have more than 100 employees?
Reach out and let’s set up a new group!
- Zehr Insurance has access to 10+ insurance markets to provide you with quotes on. Reach out to us – it is our job as brokers to find you the insurance package with the best value, even if you aren’t part of one of our groups!
Call Zehr Insurance brokers and see if we can help you with your insurance needs.