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	<title>Zehr Insurance Brokers Ltd.</title>
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	<description>Protecting What Matters To You</description>
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		<title>Vintage Vehicle Winter Storage Tips</title>
		<link>http://www.zehrinsurance.com/news/vintage-vehicle-winter-storage-tips/</link>
		<comments>http://www.zehrinsurance.com/news/vintage-vehicle-winter-storage-tips/#comments</comments>
		<pubDate>Wed, 09 Nov 2011 15:37:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.zehrinsurance.com/?p=236</guid>
		<description><![CDATA[By Jeremy Matheson, Zehr Vintage C.A.R.S. Insurance Program There are many varying opinions on how to store your vehicle for the winter. You may have your own way of doing things that works for you and gives you that piece of mind through the winter that your vehicle is in a safe and controlled environment. Since [...]]]></description>
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		<title>Changes to the Accident Benefits Portion of Your Auto Policy</title>
		<link>http://www.zehrinsurance.com/news/accident-benefits-portion-auto-policy/</link>
		<comments>http://www.zehrinsurance.com/news/accident-benefits-portion-auto-policy/#comments</comments>
		<pubDate>Mon, 10 Jan 2011 15:37:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[News]]></category>

		<guid isPermaLink="false">http://www.zehrinsurance.com/?p=239</guid>
		<description><![CDATA[Automobile insurance in Ontario has changed as of September 1, 2010, with respect to the Statutory Accident Benefits Schedule (SABS).]]></description>
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		<title>Waiver</title>
		<link>http://www.zehrinsurance.com/glossary/waiver/</link>
		<comments>http://www.zehrinsurance.com/glossary/waiver/#comments</comments>
		<pubDate>Sun, 16 Nov 2008 03:17:44 +0000</pubDate>
		<dc:creator>commbits</dc:creator>
				<category><![CDATA[Glossary]]></category>

		<guid isPermaLink="false">http://www.zehrinsurance.com/?p=639</guid>
		<description><![CDATA[1. A rider waiving (excluding) liability for a stated cause of accident or (especially) sickness. 2. A provision or rider agreeing to waive (forego) premium payment during a period of disability. 3. The giving up or surrender of a right or privilege that is known to exist. It may be effected by the agent, adjuster, or insurance company [...]]]></description>
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		<title>VIN</title>
		<link>http://www.zehrinsurance.com/glossary/vin/</link>
		<comments>http://www.zehrinsurance.com/glossary/vin/#comments</comments>
		<pubDate>Sun, 16 Nov 2008 03:17:20 +0000</pubDate>
		<dc:creator>commbits</dc:creator>
				<category><![CDATA[Glossary]]></category>

		<guid isPermaLink="false">http://www.zehrinsurance.com/?p=637</guid>
		<description><![CDATA[The vehicle identification number (VIN) on your vehicle. This number is usually found on the dashboard of your vehicle on the driver&#8217;s side, and is usually listed on the vehicle registration and title. The VIN is a combination of letters and numbers 17 characters in length that can be used to identify the make, model, [...]]]></description>
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		<title>Valuation</title>
		<link>http://www.zehrinsurance.com/glossary/valuation/</link>
		<comments>http://www.zehrinsurance.com/glossary/valuation/#comments</comments>
		<pubDate>Sun, 16 Nov 2008 03:16:53 +0000</pubDate>
		<dc:creator>commbits</dc:creator>
				<category><![CDATA[Glossary]]></category>

		<guid isPermaLink="false">http://www.zehrinsurance.com/?p=635</guid>
		<description><![CDATA[Estimation of the value of an item, usually by appraisal.]]></description>
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		<title>Vandalism and Malicious Mischief (V&amp;MM)</title>
		<link>http://www.zehrinsurance.com/glossary/vandalism-malicious-mischief-vmm/</link>
		<comments>http://www.zehrinsurance.com/glossary/vandalism-malicious-mischief-vmm/#comments</comments>
		<pubDate>Sun, 16 Nov 2008 03:16:05 +0000</pubDate>
		<dc:creator>commbits</dc:creator>
				<category><![CDATA[Glossary]]></category>

		<guid isPermaLink="false">http://www.zehrinsurance.com/?p=633</guid>
		<description><![CDATA[Damage or destruction to property, which is willful. This coverage can be purchased under many Property forms and is automatically covered under most Homeowners policies.]]></description>
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		<title>Vandalism</title>
		<link>http://www.zehrinsurance.com/glossary/vandalism/</link>
		<comments>http://www.zehrinsurance.com/glossary/vandalism/#comments</comments>
		<pubDate>Sun, 16 Nov 2008 03:15:37 +0000</pubDate>
		<dc:creator>commbits</dc:creator>
				<category><![CDATA[Glossary]]></category>

		<guid isPermaLink="false">http://www.zehrinsurance.com/?p=631</guid>
		<description><![CDATA[Used synonymously with malicious mischief; willful physical damage to property.]]></description>
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		<title>Underwriting</title>
		<link>http://www.zehrinsurance.com/glossary/underwriting/</link>
		<comments>http://www.zehrinsurance.com/glossary/underwriting/#comments</comments>
		<pubDate>Sun, 16 Nov 2008 03:15:14 +0000</pubDate>
		<dc:creator>commbits</dc:creator>
				<category><![CDATA[Glossary]]></category>

		<guid isPermaLink="false">http://www.zehrinsurance.com/?p=629</guid>
		<description><![CDATA[The process of evaluating a risk for the purpose of issuing insurance coverage on it.]]></description>
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		<title>Underwriter</title>
		<link>http://www.zehrinsurance.com/glossary/underwriter/</link>
		<comments>http://www.zehrinsurance.com/glossary/underwriter/#comments</comments>
		<pubDate>Sun, 16 Nov 2008 03:13:53 +0000</pubDate>
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				<category><![CDATA[Glossary]]></category>

		<guid isPermaLink="false">http://www.zehrinsurance.com/?p=627</guid>
		<description><![CDATA[1. A person trained in evaluating risks and determining the rates and coverages that will be used for them. 2. An agent, especially a life insurance agent, who might qualify as a &#8220;field underwriter.&#8221; In theory, the agent is supposed to do some underwriting before submitting the case to the home office underwriter; i.e., to make a [...]]]></description>
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		<title>Umbrella Liability Policy</title>
		<link>http://www.zehrinsurance.com/glossary/umbrella-liability-policy/</link>
		<comments>http://www.zehrinsurance.com/glossary/umbrella-liability-policy/#comments</comments>
		<pubDate>Sun, 16 Nov 2008 03:13:14 +0000</pubDate>
		<dc:creator>commbits</dc:creator>
				<category><![CDATA[Glossary]]></category>

		<guid isPermaLink="false">http://www.zehrinsurance.com/?p=625</guid>
		<description><![CDATA[A policy that pays for liability losses in excess of those covered in homeowners and auto insurance.]]></description>
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